$25K–$100K
For newer or seasonal businesses building a track record.
- Draw rates from ~1.5% / month on the balance used
- No fee to open or keep the line
- Repay early with no penalty
- 6+ months in business
01 Pricing
You pay for what you draw. Nothing else.
No charge to keep your line open, no prepayment penalty, and no surprise fees. Your rate depends on your business profile — here's the honest shape of it.
$100K–$350K
For established businesses with steady monthly revenue.
- Draw rates from ~1.1% / month on the balance used
- Same-day draws to your operating account
- Dedicated coordinator
- 12+ months in business
$350K–$750K
For high-revenue operators who need serious headroom.
- Best available draw rates, profile-dependent
- Higher limits with strong financials
- Priority review and renewals
- 24+ months in business
Rates shown are illustrative ranges on drawn balances, not guaranteed offers. Your actual limit and rate are set after a coordinator reviews your application and recent business bank statements.
02 No fine print
What you'll never be charged.
| Item | What you pay |
|---|---|
| Opening your line | $0 — there's no origination fee to set it up |
| Keeping it open and unused | $0 — an idle line costs you nothing |
| Interest | Only on the balance you've drawn, for the days you hold it |
| Paying off a draw early | $0 — no prepayment penalty, ever |
| Applying | $0 — and no credit pull at intake |
See your rate without the guesswork.
Apply in about two minutes and a coordinator will walk you through your exact limit and draw rate — before you commit to anything.