/* Tidewater Credit — bespoke design system (v2).
   Structurally distinct from the rest of the network: centered calculator-led
   hero with a TYPED-INPUT draw estimator (no slider), numbered "kick" labels
   (no dash eyebrows), a horizontal lifecycle timeline (no numbered step cards),
   a 3-way comparison table, alternating feature rows, a quote grid, and a light
   bordered CTA (no dark banner). Rounded-rect buttons, SVG wave mark.
   Theme tokens (--brand-*) live in css/theme.css. */

:root {
  --indigo: var(--brand-primary);
  --indigo-deep: var(--brand-primary-deep);
  --indigo-soft: var(--brand-primary-soft);
  --aqua: var(--brand-accent);
  --aqua-bright: var(--brand-accent-bright);
  --aqua-soft: var(--brand-accent-soft);
  --bg: var(--brand-bg);
  --surface: var(--brand-surface);
  --ink: var(--brand-ink);
  --muted: var(--brand-muted);
  --muted-soft: #9298bb;
  --line: #e7e8f4;
  --line-strong: #d4d6ec;
  --success: #1f9e7a;

  --shadow-xs: 0 2px 8px rgba(var(--shadow-rgb), 0.05);
  --shadow-sm: 0 6px 18px rgba(var(--shadow-rgb), 0.07);
  --shadow-md: 0 18px 44px rgba(var(--shadow-rgb), 0.12);
  --shadow-lg: 0 34px 90px rgba(var(--shadow-rgb), 0.20);

  --radius-sm: 12px;
  --radius: 18px;
  --radius-lg: 26px;
  --radius-xl: 34px;
  --btn-radius: 13px;     /* rounded-rect buttons, not pills */
  --max: 1180px;
  --narrow: 70ch;

  --display: var(--brand-font-heading);
  --sans: var(--brand-font-body);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--indigo); text-decoration-thickness: 1px; text-underline-offset: 3px; transition: color 0.15s ease; }
a:hover { color: var(--aqua); }

:focus-visible { outline: 2px solid var(--aqua); outline-offset: 3px; border-radius: 5px; }

.skip-link {
  position: absolute; left: -999px; top: 0.75rem; padding: 0.5rem 1rem;
  background: var(--indigo); color: #fff; z-index: 100; border-radius: 8px;
}
.skip-link:focus { left: 0.75rem; }

/* ---------- Header ---------- */

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, 0.82);
  backdrop-filter: saturate(150%) blur(14px);
  -webkit-backdrop-filter: saturate(150%) blur(14px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  max-width: var(--max); margin: 0 auto; padding: 0.9rem 1.5rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
}
/* Wordmark logo — no icon box. A tide-wave rule runs under the name, so the
   header reads as a typeset wordmark, not the "square icon + name" pattern the
   other network sites use. */
.logo {
  position: relative; display: inline-block;
  font-family: var(--display); font-weight: 700; letter-spacing: -0.02em;
  color: var(--ink); text-decoration: none; font-size: 1.3rem; line-height: 1; padding-bottom: 9px;
}
.logo .logo-sub { color: var(--muted); font-weight: 500; font-size: 0.95rem; margin-left: 0.14rem; }
.logo::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 6px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 6'%3E%3Cpath d='M0 3c2-2.6 4-2.6 6 0s4 2.6 6 0 4-2.6 6 0' fill='none' stroke='%2313b5c8' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: repeat-x; background-position: left center; background-size: 13px 6px; opacity: 0.95;
}

.nav-toggle {
  display: none; border: 1px solid var(--line-strong); background: #fff;
  border-radius: 10px; padding: 0.45rem 0.9rem; font: inherit; font-size: 0.92rem; cursor: pointer; color: var(--ink);
}
.nav { display: flex; align-items: center; gap: 1.6rem; }
.nav a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: 0.95rem; position: relative; }
.nav a:not(.nav-cta)::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -6px; height: 2px; border-radius: 2px;
  background: var(--aqua); transform: scaleX(0); transform-origin: left; transition: transform 0.2s ease;
}
.nav a:not(.nav-cta):hover { color: var(--indigo); }
.nav a:not(.nav-cta):hover::after,
.nav a[aria-current="page"]:not(.nav-cta)::after { transform: scaleX(1); }
.nav-cta {
  background: var(--indigo); color: #fff !important; padding: 0.6rem 1.15rem;
  border-radius: var(--btn-radius); text-decoration: none !important; font-weight: 600;
  transition: background 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease;
  box-shadow: 0 6px 16px rgba(var(--shadow-rgb), 0.18);
}
.nav-cta:hover { background: var(--indigo-deep); transform: translateY(-1px); box-shadow: 0 10px 22px rgba(var(--shadow-rgb), 0.26); color: #fff !important; }

@media (max-width: 860px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch;
    padding: 1rem 1.5rem 1.25rem; background: #fff; border-bottom: 1px solid var(--line); gap: 0; display: none;
  }
  .nav.is-open { display: flex; }
  .nav a { padding: 0.75rem 0; border-bottom: 1px solid var(--line); }
  .nav a:not(.nav-cta)::after { display: none; }
  .nav a:last-child { border-bottom: none; margin-top: 0.6rem; text-align: center; }
}

/* ---------- Layout & type ---------- */

main { display: block; }
.container { max-width: var(--max); margin: 0 auto; padding: 0 1.5rem; }
.container-narrow { max-width: 900px; }
.section { padding: 5rem 0; }
.section-tight { padding: 3rem 0; }
@media (max-width: 720px) { .section { padding: 3.5rem 0; } }

h1, h2, h3, h4 { font-family: var(--display); font-weight: 700; letter-spacing: -0.03em; color: var(--ink); margin: 0 0 0.85rem; }
h1 { font-size: clamp(2.4rem, 5.2vw, 3.9rem); line-height: 1.04; }
h2 { font-size: clamp(1.8rem, 3.4vw, 2.5rem); line-height: 1.12; }
h3 { font-size: 1.3rem; line-height: 1.3; }

.lede { font-size: 1.18rem; color: var(--muted); max-width: var(--narrow); margin: 0 0 1.75rem; line-height: 1.6; }

/* Numbered "kick" label — replaces the dash eyebrow motif */
.kick {
  display: inline-flex; align-items: baseline; gap: 0.6rem;
  font-family: var(--display); font-size: 0.8rem; font-weight: 700;
  letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); margin: 0 0 1rem;
}
.kick .n { color: var(--aqua); font-variant-numeric: tabular-nums; font-size: 0.95rem; }

.section-intro { display: grid; gap: 1rem; max-width: 70ch; margin: 0 0 3rem; }
.section-intro p { color: var(--muted); margin: 0; font-size: 1.08rem; }

.section-head { display: flex; align-items: end; justify-content: space-between; flex-wrap: wrap; gap: 1rem; margin-bottom: 2rem; }
.section-head h2 { margin: 0; }
.section-head .link { font-weight: 600; font-size: 0.95rem; color: var(--indigo); text-decoration: none; }
.section-head .link:hover { color: var(--aqua); }
.section-head .link::after { content: " \2192"; }

.accent-text {
  background: linear-gradient(100deg, var(--indigo-soft) 0%, var(--aqua) 100%);
  -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}

.section-bg-paper { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }

/* ---------- Buttons (rounded-rect, not pills) ---------- */

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.9rem 1.6rem; border-radius: var(--btn-radius); font-weight: 600; font-size: 0.98rem;
  text-decoration: none; border: 1px solid transparent; cursor: pointer; font-family: inherit;
  transition: transform 0.15s ease, background 0.15s ease, color 0.15s ease, border-color 0.15s ease, box-shadow 0.15s ease;
  white-space: nowrap;
}
.btn-primary { background: var(--indigo); color: #fff; box-shadow: 0 10px 24px rgba(var(--shadow-rgb), 0.24); }
.btn-primary:hover { background: var(--indigo-deep); color: #fff; transform: translateY(-2px); box-shadow: 0 16px 32px rgba(var(--shadow-rgb), 0.30); }
.btn-gold { background: var(--aqua); color: var(--indigo-deep); box-shadow: 0 10px 24px rgba(19, 181, 200, 0.28); }
.btn-gold:hover { background: var(--aqua-bright); color: var(--indigo-deep); transform: translateY(-2px); }
.btn-secondary { background: #fff; color: var(--indigo); border-color: var(--line-strong); }
.btn-secondary:hover { border-color: var(--indigo); color: var(--indigo); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.btn-ghost { background: transparent; color: var(--indigo); border-color: var(--line-strong); }
.btn-ghost:hover { background: var(--surface); color: var(--indigo); border-color: var(--indigo); }
.btn-block { width: 100%; }
.btn-lg { padding: 1.05rem 2rem; font-size: 1.05rem; }
.btn-arrow::after { content: "\2192"; font-weight: 400; transition: transform 0.2s ease; }
.btn:hover .btn-arrow::after, .btn-arrow:hover::after { transform: translateX(3px); }

/* ---------- Hero (centered, calculator-led) ---------- */

.hero2 {
  position: relative; text-align: left; overflow: hidden; isolation: isolate;
  background:
    radial-gradient(900px 480px at 50% -12%, var(--aqua-soft), transparent 60%),
    linear-gradient(180deg, var(--surface) 0%, var(--bg) 72%);
  border-bottom: 1px solid var(--line);
  padding: 4.5rem 0 4rem;
}
.hero2::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background-image: radial-gradient(rgba(var(--shadow-rgb), 0.06) 1px, transparent 1px);
  background-size: 26px 26px; opacity: 0.4;
  mask-image: radial-gradient(620px 360px at 50% 0%, black, transparent 75%);
}
.hero2 .container { max-width: var(--max); }
.hero2 .kick { justify-content: flex-start; }
.hero2 h1 { font-size: clamp(2.5rem, 5.6vw, 4rem); max-width: 20ch; }
.hero2-sub { font-size: 1.18rem; color: var(--muted); max-width: 60ch; margin: 1.25rem 0 0; line-height: 1.55; }
.hero2-trust { margin-top: 1.75rem; font-size: 0.92rem; color: var(--muted); }
.hero2-trust b { color: var(--indigo); font-weight: 700; }

/* Typed-input draw calculator */
.drawcalc {
  margin: 2.5rem 0 0; max-width: none; text-align: left;
  background: #fff; border: 1px solid var(--line-strong); border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg); padding: 1.9rem 2rem;
}
/* full-width control-bar layout: inputs left, live results right */
@media (min-width: 900px) {
  .drawcalc { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 0.5rem 2.5rem; align-items: start; }
  .drawcalc-q { grid-column: 1; margin: 0; }
  .drawcalc-result { grid-column: 2; grid-row: 1 / span 3; margin: 0; align-self: stretch; grid-template-columns: 1fr; gap: 0.65rem; }
  .drawcalc .btn { grid-column: 1; width: auto; justify-self: start; margin-top: 1.25rem; }
  .drawcalc-foot { grid-column: 1; }
}
.drawcalc-q {
  display: flex; flex-wrap: wrap; align-items: center; gap: 0.7rem 0.9rem;
  font-size: 1.12rem; font-weight: 500; color: var(--ink);
}
.drawcalc-input {
  display: inline-flex; align-items: center; gap: 0.15rem;
  border: 2px solid var(--line-strong); border-radius: var(--radius-sm); padding: 0.25rem 0.8rem;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.drawcalc-input:focus-within { border-color: var(--aqua); box-shadow: 0 0 0 4px rgba(19, 181, 200, 0.16); }
.drawcalc-input .cur { font-family: var(--display); font-weight: 700; color: var(--muted); font-size: 1.3rem; }
.drawcalc-input input {
  border: none; outline: none; background: transparent; font-family: var(--display);
  font-weight: 700; font-size: 1.5rem; color: var(--indigo); width: 7ch; padding: 0; font-variant-numeric: tabular-nums;
}
.drawcalc-terms { display: inline-flex; gap: 0.4rem; flex-wrap: wrap; }
.drawcalc-term {
  border: 1px solid var(--line-strong); background: #fff; border-radius: 10px;
  padding: 0.45rem 0.8rem; font: inherit; font-size: 0.9rem; font-weight: 600; color: var(--muted); cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}
.drawcalc-term:hover { border-color: var(--aqua); color: var(--indigo); }
.drawcalc-term.is-active { background: var(--indigo); color: #fff; border-color: var(--indigo); }
.drawcalc-result {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem;
  margin: 1.5rem 0; padding: 1.25rem; background: var(--surface); border-radius: var(--radius);
}
.drawcalc-result .k { display: block; font-size: 0.7rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); margin-bottom: 0.3rem; }
.drawcalc-result .v { font-family: var(--display); font-size: 1.45rem; font-weight: 700; color: var(--indigo); font-variant-numeric: tabular-nums; line-height: 1.1; }
.drawcalc-foot { font-size: 0.8rem; color: var(--muted); margin: 0.95rem 0 0; line-height: 1.5; }
@media (max-width: 560px) {
  .drawcalc-result { grid-template-columns: 1fr; gap: 0.65rem; text-align: left; }
}

/* ---------- Horizontal lifecycle timeline ---------- */

.timeline { list-style: none; margin: 2.5rem 0 0; padding: 0; display: grid; gap: 1.75rem; }
.tl-node {
  width: 40px; height: 40px; border-radius: 50%; background: #fff; border: 2px solid var(--aqua);
  color: var(--indigo); font-family: var(--display); font-weight: 700; font-variant-numeric: tabular-nums;
  display: inline-flex; align-items: center; justify-content: center; position: relative; z-index: 1; margin-bottom: 1rem;
}
.timeline li h3 { font-size: 1.05rem; margin: 0 0 0.4rem; }
.timeline li p { font-size: 0.92rem; color: var(--muted); margin: 0; }
@media (min-width: 880px) {
  .timeline { grid-template-columns: repeat(5, 1fr); gap: 0; position: relative; }
  .timeline::before { content: ""; position: absolute; top: 19px; left: 10%; right: 10%; height: 2px; background: var(--line-strong); }
  .timeline li { text-align: center; padding: 0 0.7rem; }
}

/* ---------- 3-way comparison table ---------- */

.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; margin-top: 2.5rem; border-radius: var(--radius-lg); border: 1px solid var(--line); }
.vs-table { width: 100%; border-collapse: collapse; font-size: 0.96rem; min-width: 640px; }
.vs-table th, .vs-table td { padding: 1rem 1.15rem; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.vs-table thead th { font-family: var(--display); font-size: 1rem; color: var(--ink); font-weight: 700; }
.vs-table tbody th { font-weight: 600; color: var(--muted); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.05em; width: 18%; }
.vs-table .col-hl { background: linear-gradient(180deg, var(--aqua-soft), #fff); }
.vs-table thead .col-hl { color: var(--indigo); }
.vs-table tbody tr:last-child th, .vs-table tbody tr:last-child td { border-bottom: none; }

/* ---------- Alternating feature rows ---------- */

.alt-rows { display: grid; gap: 1.25rem; margin-top: 2.5rem; }
.alt-row {
  display: grid; grid-template-columns: auto 1fr; gap: 1.5rem; align-items: center;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.6rem 1.85rem;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}
.alt-row:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: transparent; }
.alt-row .ar-ic { width: 54px; height: 54px; border-radius: 15px; background: var(--aqua-soft); color: var(--indigo); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.alt-row .ar-ic svg { width: 26px; height: 26px; }
.alt-row h3 { margin: 0 0 0.3rem; font-size: 1.15rem; }
.alt-row p { margin: 0; color: var(--muted); }
@media (min-width: 760px) {
  .alt-row:nth-child(even) { grid-template-columns: 1fr auto; }
  .alt-row:nth-child(even) .ar-ic { order: 2; }
  .alt-row:nth-child(even) .ar-body { order: 1; text-align: right; }
}

/* ---------- Quote grid ---------- */

.quote-grid { display: grid; gap: 1.25rem; margin-top: 2.5rem; grid-template-columns: 1fr; }
@media (min-width: 760px) { .quote-grid { grid-template-columns: repeat(3, 1fr); } }
.quote-mini { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.6rem 1.7rem; }
.quote-mini::before { content: "\201C"; font-family: var(--display); font-size: 2.6rem; line-height: 0.7; color: var(--aqua); display: block; margin-bottom: 0.5rem; }
.quote-mini p { margin: 0 0 1rem; font-size: 1.02rem; color: var(--ink); line-height: 1.55; }
.quote-mini .qm-who { font-size: 0.85rem; color: var(--muted); font-weight: 600; margin: 0; }

/* ---------- Light bordered CTA (replaces dark banner) ---------- */

.cta-flat {
  display: grid; gap: 1.5rem; align-items: center;
  background: linear-gradient(120deg, var(--surface), #fff);
  border: 1px solid var(--line-strong); border-left: 5px solid var(--aqua);
  border-radius: var(--radius-lg); padding: 2.5rem;
}
@media (min-width: 800px) { .cta-flat { grid-template-columns: 1.5fr 1fr; gap: 3rem; } }
.cta-flat h2 { margin: 0 0 0.6rem; }
.cta-flat p { margin: 0; color: var(--muted); font-size: 1.08rem; }
.cta-flat-actions { display: flex; flex-wrap: wrap; gap: 0.85rem; }
@media (min-width: 800px) { .cta-flat-actions { justify-content: flex-end; } }

/* ---------- Pricing ---------- */

.price-grid { display: grid; gap: 1.5rem; margin-top: 2.5rem; grid-template-columns: 1fr; }
@media (min-width: 880px) { .price-grid { grid-template-columns: repeat(3, 1fr); } }
.price-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 2rem 1.8rem; display: flex; flex-direction: column; gap: 0.4rem; position: relative; }
.price-card.is-featured { border-color: transparent; background: linear-gradient(160deg, var(--indigo-deep), var(--indigo)); color: #fff; box-shadow: var(--shadow-md); }
.price-card.is-featured .price-name, .price-card.is-featured .price-foot { color: rgba(255, 255, 255, 0.78); }
.price-card.is-featured .price-amount { color: #fff; }
.price-card.is-featured .arrow-list li { color: rgba(255, 255, 255, 0.9); }
.price-card.is-featured .arrow-list li::before { color: var(--aqua-bright); }
.price-flag { position: absolute; top: -0.8rem; left: 1.8rem; background: var(--aqua); color: var(--indigo-deep); font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; padding: 0.3rem 0.8rem; border-radius: 999px; }
.price-name { font-size: 0.8rem; letter-spacing: 0.12em; text-transform: uppercase; font-weight: 700; color: var(--muted); }
.price-amount { font-family: var(--display); font-size: 2.2rem; font-weight: 700; letter-spacing: -0.03em; color: var(--indigo); line-height: 1.1; }
.price-foot { font-size: 0.85rem; color: var(--muted); margin: 0; }
.price-card .arrow-list { margin: 1.1rem 0 1.4rem; }
.price-card .btn { margin-top: auto; }
.fee-table { width: 100%; border-collapse: collapse; margin-top: 2rem; font-size: 0.98rem; }
.fee-table th, .fee-table td { text-align: left; padding: 1rem 1.1rem; border-bottom: 1px solid var(--line); }
.fee-table th { font-size: 0.76rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); font-weight: 700; }
.fee-table td strong { color: var(--indigo); }
.fee-table tr:last-child td { border-bottom: none; }

/* ---------- Results / case studies ---------- */
.case-grid { display: grid; gap: 1.5rem; margin-top: 2.5rem; grid-template-columns: 1fr; }
@media (min-width: 760px) { .case-grid { grid-template-columns: repeat(2, 1fr); } }
.case-card { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--aqua); border-radius: var(--radius-lg); padding: 1.7rem 1.8rem; transition: transform 0.18s ease, box-shadow 0.18s ease; }
.case-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.case-metric { font-family: var(--display); font-size: 1.8rem; font-weight: 700; color: var(--indigo); letter-spacing: -0.02em; line-height: 1.1; }
.case-sub { font-size: 0.76rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); font-weight: 700; margin-bottom: 0.85rem; }
.case-card h3 { font-size: 1.15rem; margin: 0 0 0.4rem; }
.case-card p { color: var(--muted); margin: 0; font-size: 0.97rem; line-height: 1.6; }

/* ---------- News ---------- */
.news-grid { display: grid; gap: 1.5rem; margin-top: 2.5rem; grid-template-columns: 1fr; }
@media (min-width: 760px) { .news-grid { grid-template-columns: repeat(3, 1fr); } }
.news-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.6rem 1.7rem; text-decoration: none; color: inherit; transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease; }
.news-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; color: inherit; }
.news-card .news-meta { font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--aqua); font-weight: 700; margin-bottom: 0.6rem; }
.news-card h3 { font-size: 1.14rem; margin: 0 0 0.5rem; line-height: 1.3; }
.news-card p { color: var(--muted); margin: 0 0 1rem; font-size: 0.95rem; }
.news-card .news-more { margin-top: auto; font-weight: 600; color: var(--indigo); font-size: 0.92rem; }
.news-list { list-style: none; margin: 2.5rem 0 0; padding: 0; border-top: 1px solid var(--line); }
.news-list li { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid var(--line); }
.news-list a { font-weight: 600; color: var(--ink); text-decoration: none; }
.news-list a:hover { color: var(--indigo); }
.news-list .nl-date { color: var(--muted); font-size: 0.85rem; white-space: nowrap; font-variant-numeric: tabular-nums; }

/* ---------- Article ---------- */
.article { max-width: 740px; margin: 0 auto; }
.article-meta { font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--aqua); font-weight: 700; margin: 0 0 0.75rem; }
.article-body { font-size: 1.08rem; line-height: 1.78; color: var(--ink); }
.article-body p { margin: 0 0 1.25rem; }
.article-body h2 { font-size: 1.5rem; margin: 2.25rem 0 0.75rem; }
.article-back { display: inline-block; margin-top: 1.75rem; font-weight: 600; }

/* ---------- Page hero (secondary pages) ---------- */

.page-hero {
  background:
    radial-gradient(820px 460px at 100% 0%, var(--aqua-soft), transparent 60%),
    linear-gradient(180deg, var(--surface) 0%, var(--bg) 100%);
  border-bottom: 1px solid var(--line);
}
.page-hero-inner { max-width: var(--max); margin: 0 auto; padding: 4.5rem 1.5rem 3rem; }
.page-hero h1 { font-size: clamp(2.2rem, 4.4vw, 3.4rem); margin: 0 0 1rem; }
.page-hero p { color: var(--muted); font-size: 1.18rem; max-width: 64ch; margin: 0; }

/* ---------- Split + arrow list (about) ---------- */

.split { display: grid; gap: 3rem; align-items: center; }
@media (min-width: 900px) { .split { grid-template-columns: 1fr 1fr; } .split-wide { grid-template-columns: 1.15fr 0.85fr; } }
.split-panel { border-radius: var(--radius-lg); background: linear-gradient(155deg, var(--indigo-deep), var(--indigo-soft)); color: #fff; padding: 2.5rem; box-shadow: var(--shadow-md); }
.split-panel h3 { color: #fff; }
.arrow-list { list-style: none; margin: 1.25rem 0 0; padding: 0; display: grid; gap: 0.9rem; }
.arrow-list li { display: grid; grid-template-columns: 20px 1fr; gap: 0.7rem; font-size: 0.98rem; }
.arrow-list li::before { content: "\2192"; color: var(--aqua); font-weight: 700; }
.split-panel .arrow-list li { color: rgba(255, 255, 255, 0.9); }
.split-panel .arrow-list li::before { color: var(--aqua-bright); }

/* pillars */
.pillars { display: grid; gap: 1.5rem; margin-top: 2.5rem; }
@media (min-width: 800px) { .pillars { grid-template-columns: repeat(3, 1fr); } }
.pillar { padding: 2rem 1.75rem 1.85rem; background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--line); }
.pillar-num { font-family: var(--display); font-size: 2rem; font-weight: 700; color: var(--aqua); display: block; margin-bottom: 0.6rem; line-height: 1; letter-spacing: -0.03em; }
.pillar h3 { margin: 0 0 0.6rem; }
.pillar p { margin: 0; color: var(--muted); font-size: 1rem; }

/* static numbers row (no count-up animation) */
.figures { display: grid; gap: 2rem; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); margin-top: 2.5rem; }
.figure strong { display: block; font-family: var(--display); font-size: clamp(2rem, 3.2vw, 2.6rem); letter-spacing: -0.03em; color: var(--indigo); font-weight: 700; }
.figure span { display: block; color: var(--muted); font-size: 0.95rem; margin-top: 0.35rem; }

/* generic cards (contact page) */
.grid-2 { display: grid; gap: 1.5rem; }
@media (min-width: 720px) { .grid-2 { grid-template-columns: repeat(2, 1fr); } }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.7rem 1.6rem; }
.card h3 { margin: 0 0 0.5rem; }
.card p { color: var(--muted); margin: 0; font-size: 0.98rem; }

/* ---------- Team ---------- */

.team-grid { display: grid; gap: 1.75rem; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); margin-top: 2.5rem; }
.team-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; transition: transform 0.2s ease, box-shadow 0.2s ease; }
.team-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.team-photo { aspect-ratio: 1 / 1; background: linear-gradient(140deg, var(--indigo) 0%, var(--indigo-soft) 100%); display: flex; align-items: center; justify-content: center; position: relative; overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; }
.avatar-initials { font-family: var(--display); font-size: 2.6rem; font-weight: 700; color: #fff; letter-spacing: 0.02em; }
.team-body { padding: 1.3rem 1.45rem 1.5rem; }
.team-body h3 { margin: 0 0 0.2rem; font-size: 1.14rem; }
.team-role { display: block; font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--aqua); font-weight: 700; margin-bottom: 0.7rem; }
.team-bio { font-size: 0.94rem; color: var(--muted); margin: 0; line-height: 1.6; }

/* ---------- Contact ---------- */

.contact-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 2rem 1.85rem; }
.contact-card h3 { margin: 0 0 0.4rem; }
.contact-row { display: flex; align-items: center; gap: 1rem; margin-top: 1.25rem; }
.contact-row strong { display: block; }
.contact-row span { color: var(--muted); font-size: 0.92rem; }
.card-tag { display: inline-block; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--aqua); margin-bottom: 0.6rem; }

/* ---------- Misc utilities ---------- */

.muted { color: var(--muted); }
.center { text-align: center; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }

/* ---------- Scroll reveal ---------- */

[data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.2, 0.7, 0.2, 1); will-change: opacity, transform; }
[data-reveal].is-revealed { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) { [data-reveal] { opacity: 1; transform: none; transition: none; } }

/* ===================================================================
   Application wizard — shared engine UI. Class contract matches the
   shared apply.html; colors driven by tokens (indigo + aqua).
   =================================================================== */

.apply-container { max-width: 1180px; }
.apply-hero {
  background:
    radial-gradient(820px 380px at 100% 0%, var(--aqua-soft), transparent 60%),
    linear-gradient(180deg, var(--surface) 0%, var(--bg) 100%);
  padding: 1.5rem 0 3.5rem; border-bottom: 1px solid var(--line);
}
@media (min-width: 720px) { .apply-hero { padding: 2rem 0 4.5rem; } }
.apply-hero-head { max-width: 64ch; margin: 0 auto 1.5rem; }
.apply-hero-head h1 { font-size: clamp(1.85rem, 3.4vw, 2.4rem); line-height: 1.1; margin: 0.35rem 0 0.55rem; }
.apply-hero-lede { color: var(--muted); font-size: 1rem; line-height: 1.55; margin: 0; }

/* eyebrow kept for apply.html only */
.eyebrow { text-transform: uppercase; letter-spacing: 0.16em; font-size: 0.74rem; font-weight: 700; color: var(--aqua); margin: 0 0 1rem; }
.eyebrow-line { display: inline-flex; align-items: center; gap: 0.65rem; }
.eyebrow-line::before { content: ""; width: 26px; height: 2px; border-radius: 2px; background: var(--aqua); display: inline-block; }

.applyform { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-xl); box-shadow: var(--shadow-md); position: relative; overflow: hidden; }
.applyform::before { content: ""; position: absolute; inset: 0; background: radial-gradient(720px 220px at 100% 0%, rgba(51, 212, 228, 0.10), transparent 70%), radial-gradient(520px 240px at 0% 100%, rgba(var(--shadow-rgb), 0.05), transparent 70%); pointer-events: none; }
.applyform-inner { position: relative; padding: 1.5rem 1.4rem 1.75rem; min-height: 460px; display: flex; flex-direction: column; }
@media (min-width: 720px) { .applyform-inner { padding: 1.85rem 2.25rem 2.1rem; min-height: 490px; } }
@media (min-width: 1000px) { .applyform-inner { padding: 2rem 2.75rem 2.25rem; min-height: 510px; } }
.applyform-progress { display: flex; align-items: center; gap: 1rem; margin: 0 auto 1.25rem; width: 100%; max-width: 860px; }
.applyform-progress-bar { flex: 1; height: 6px; background: rgba(var(--shadow-rgb), 0.10); border-radius: 999px; overflow: hidden; position: relative; }
.applyform-progress-fill { position: absolute; inset: 0; width: 0%; background: linear-gradient(90deg, var(--aqua) 0%, var(--aqua-bright) 100%); border-radius: 999px; transition: width 0.5s cubic-bezier(0.2, 0.7, 0.2, 1); }
.applyform-progress-label { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); white-space: nowrap; font-variant-numeric: tabular-nums; }
.applyform-stage { flex: 1; display: flex; flex-direction: column; position: relative; width: 100%; max-width: 860px; margin-left: auto; margin-right: auto; }
.applyform-step { display: none; flex-direction: column; gap: 1rem; animation: applyStepIn 0.45s cubic-bezier(0.2, 0.7, 0.2, 1); }
.applyform-step.is-active { display: flex; }
@keyframes applyStepIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: translateY(0); } }
.applyform-step-num { font-family: var(--display); font-size: 0.85rem; color: var(--aqua); font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
.applyform-step h3 { font-family: var(--display); font-size: clamp(1.4rem, 2.6vw, 1.7rem); font-weight: 700; line-height: 1.2; letter-spacing: -0.025em; margin: 0.2rem 0 0; color: var(--ink); }
.applyform-help { margin: 0; color: var(--muted); font-size: 1rem; line-height: 1.6; max-width: 60ch; }
.applyform-required { color: var(--aqua); margin-left: 0.25rem; }
.applyform-input, .applyform-textarea, .applyform-select { width: 100%; background: #fff; border: 1px solid var(--line-strong); border-radius: var(--radius-sm); padding: 0.95rem 1.05rem; font: inherit; font-size: 1.05rem; color: var(--ink); transition: border-color 0.15s ease, box-shadow 0.15s ease; }
.applyform-textarea { min-height: 130px; resize: vertical; line-height: 1.55; }
.applyform-input:focus, .applyform-textarea:focus, .applyform-select:focus { outline: none; border-color: var(--aqua); box-shadow: 0 0 0 4px rgba(19, 181, 200, 0.18); }
.applyform-input.is-locked, .applyform-select.is-locked, .applyform-textarea.is-locked { background: var(--surface); color: var(--muted); border-style: dashed; pointer-events: none; }
.applyform-input::placeholder, .applyform-textarea::placeholder { color: var(--muted-soft); }
.applyform-select { appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235d6188' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; background-size: 14px; padding-right: 2.6rem; }
.applyform-options { display: grid; gap: 0.7rem; margin: 0; padding: 0; }
.applyform-option { display: flex; align-items: center; gap: 0.85rem; background: #fff; border: 1px solid var(--line-strong); border-radius: var(--radius-sm); padding: 1rem 1.1rem; cursor: pointer; font-size: 1rem; color: var(--ink); transition: border-color 0.15s ease, background 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease; position: relative; user-select: none; }
.applyform-option:hover { border-color: var(--aqua); transform: translateY(-1px); box-shadow: var(--shadow-xs); }
.applyform-option input { position: absolute; opacity: 0; pointer-events: none; }
.applyform-option-key { display: inline-flex; align-items: center; justify-content: center; width: 26px; height: 26px; border-radius: 7px; border: 1px solid var(--line-strong); font-family: var(--display); font-size: 0.82rem; font-weight: 700; color: var(--muted); background: var(--surface); transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease; flex-shrink: 0; }
.applyform-option-text { flex: 1; line-height: 1.4; }
.applyform-option:has(input:checked), .applyform-option.is-checked { border-color: var(--indigo); background: linear-gradient(180deg, #fff 0%, var(--aqua-soft) 100%); box-shadow: 0 8px 22px rgba(var(--shadow-rgb), 0.10); }
.applyform-option:has(input:checked) .applyform-option-key, .applyform-option.is-checked .applyform-option-key { background: var(--indigo); color: #fff; border-color: var(--indigo); }
.applyform-slider-wrap { background: #fff; border: 1px solid var(--line-strong); border-radius: var(--radius-lg); padding: 1.4rem 1.4rem 1.2rem; box-shadow: var(--shadow-xs); }
.applyform-slider-display { text-align: center; margin-bottom: 1.4rem; }
.applyform-slider-value { font-family: var(--display); font-size: clamp(2.4rem, 6vw, 3.4rem); font-weight: 700; letter-spacing: -0.03em; color: var(--indigo); line-height: 1; font-variant-numeric: tabular-nums; display: inline-block; }
.applyform-slider-caption { display: block; font-size: 0.82rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); font-weight: 600; margin-top: 0.55rem; }
.applyform-slider { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 999px; background: linear-gradient(to right, var(--aqua) 0%, var(--aqua) var(--applyform-slider-pct, 30%), rgba(var(--shadow-rgb), 0.12) var(--applyform-slider-pct, 30%), rgba(var(--shadow-rgb), 0.12) 100%); outline: none; margin: 0.5rem 0 0.85rem; cursor: pointer; }
.applyform-slider::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 26px; height: 26px; border-radius: 50%; background: #fff; border: 3px solid var(--indigo); cursor: grab; box-shadow: 0 4px 14px rgba(var(--shadow-rgb), 0.25); transition: transform 0.15s ease, border-color 0.15s ease; }
.applyform-slider:focus::-webkit-slider-thumb, .applyform-slider:hover::-webkit-slider-thumb { transform: scale(1.08); border-color: var(--aqua); }
.applyform-slider::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 3px solid var(--indigo); cursor: grab; box-shadow: 0 4px 14px rgba(var(--shadow-rgb), 0.25); }
.applyform-slider-ticks { display: flex; justify-content: space-between; font-size: 0.78rem; color: var(--muted); font-weight: 500; font-variant-numeric: tabular-nums; margin-top: 0.25rem; }
/* Typed currency amount (funding step — replaces the slider on this site) */
.applyform-amount { display: inline-flex; align-items: center; gap: 0.15rem; background: #fff; border: 1px solid var(--line-strong); border-radius: var(--radius-sm); padding: 0.55rem 1.1rem; transition: border-color 0.15s ease, box-shadow 0.15s ease; }
.applyform-amount:focus-within { border-color: var(--aqua); box-shadow: 0 0 0 4px rgba(19, 181, 200, 0.18); }
.applyform-amount-cur { font-family: var(--display); font-weight: 700; color: var(--muted); font-size: 1.6rem; }
.applyform-amount-input { border: none; outline: none; background: transparent; font-family: var(--display); font-weight: 700; font-size: 2rem; color: var(--indigo); width: 9ch; padding: 0; font-variant-numeric: tabular-nums; }
.applyform-error { color: #c0392b; font-size: 0.92rem; font-weight: 500; margin: 0; min-height: 1.25rem; }
.applyform-nav { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding-top: 1.1rem; margin: 1rem auto 0; width: 100%; max-width: 860px; border-top: 1px solid var(--line); }
.applyform-nav-hint { font-size: 0.82rem; color: var(--muted); display: none; }
@media (min-width: 720px) { .applyform-nav-hint { display: inline-flex; align-items: center; gap: 0.4rem; } }
.applyform-nav-hint kbd { font-family: var(--sans); font-size: 0.74rem; background: #fff; border: 1px solid var(--line-strong); border-radius: 5px; padding: 0.1rem 0.45rem; color: var(--indigo); font-weight: 600; box-shadow: 0 1px 0 var(--line-strong); }
.applyform-btn { display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem; padding: 0.85rem 1.6rem; border-radius: var(--btn-radius); border: 1px solid transparent; font: inherit; font-size: 0.98rem; font-weight: 600; cursor: pointer; background: var(--indigo); color: #fff; transition: background 0.15s ease, color 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease, opacity 0.15s ease; white-space: nowrap; }
.applyform-btn:hover { background: var(--indigo-deep); color: #fff; transform: translateY(-1px); box-shadow: 0 10px 24px rgba(var(--shadow-rgb), 0.28); }
.applyform-btn[disabled] { opacity: 0.45; cursor: not-allowed; transform: none; box-shadow: none; }
.applyform-btn-back { background: transparent; color: var(--muted); border-color: var(--line-strong); }
.applyform-btn-back:hover { background: var(--surface); color: var(--indigo); border-color: var(--indigo); box-shadow: none; }
.applyform-btn-arrow::after { content: "\2192"; transition: transform 0.2s ease; }
.applyform-btn:hover .applyform-btn-arrow::after, .applyform-btn-arrow:hover::after { transform: translateX(3px); }
.applyform-review { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 1.25rem 1.4rem; display: grid; gap: 0.65rem; }
.applyform-review-row { display: grid; gap: 0.15rem; padding: 0.55rem 0; border-bottom: 1px dashed var(--line); }
.applyform-review-row:last-child { border-bottom: none; }
.applyform-review-label { font-size: 0.74rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--aqua); }
.applyform-review-value { font-size: 1rem; color: var(--ink); word-break: break-word; }
.applyform-state { display: none; flex-direction: column; align-items: center; text-align: center; padding: 2.5rem 1rem 1rem; gap: 0.85rem; }
.applyform-state.is-active { display: flex; }
.applyform-state h3 { font-family: var(--display); font-size: clamp(1.6rem, 3vw, 2.1rem); font-weight: 700; margin: 0; }
.applyform-state p { color: var(--muted); margin: 0; max-width: 50ch; font-size: 1.02rem; }
.applyform-spinner { width: 44px; height: 44px; border-radius: 50%; border: 3px solid rgba(var(--shadow-rgb), 0.14); border-top-color: var(--aqua); animation: applySpin 0.9s linear infinite; margin-bottom: 0.5rem; }
@keyframes applySpin { to { transform: rotate(360deg); } }
.applyform-check { width: 64px; height: 64px; border-radius: 50%; background: linear-gradient(135deg, var(--indigo) 0%, var(--indigo-soft) 100%); color: #fff; display: inline-flex; align-items: center; justify-content: center; font-size: 1.85rem; margin-bottom: 0.5rem; box-shadow: 0 14px 30px rgba(var(--shadow-rgb), 0.24); animation: applyPop 0.5s cubic-bezier(0.2, 1.4, 0.4, 1); }
@keyframes applyPop { from { transform: scale(0.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }
.applyform-state .applyform-btn { margin-top: 0.5rem; }
.applyform-banner { background: #fdecea; border: 1px solid #f5b7b1; color: #922b21; padding: 0.85rem 1rem; border-radius: var(--radius-sm); font-size: 0.95rem; margin-top: 1rem; display: none; }
.applyform-banner.is-active { display: block; }
.applyform-banner a { color: #922b21; font-weight: 600; }
.applyform-grid { display: grid; gap: 0.85rem; grid-template-columns: 1fr; }
@media (min-width: 640px) {
  .applyform-grid-2 { grid-template-columns: 1fr 1fr; }
  .applyform-grid-3 { grid-template-columns: 1fr 1fr 1fr; }
  .applyform-grid-address { grid-template-columns: 2fr 1.4fr; grid-template-areas: "street street" "city state" "zip zip"; }
  .applyform-grid-address > .field-street { grid-area: street; }
  .applyform-grid-address > .field-city { grid-area: city; }
  .applyform-grid-address > .field-state { grid-area: state; }
  .applyform-grid-address > .field-zip { grid-area: zip; }
}
.applyform-field { display: flex; flex-direction: column; gap: 0.4rem; }
.applyform-label { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); }
.applyform-section-tag { display: inline-flex; align-items: center; gap: 0.55rem; font-size: 0.74rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--aqua); margin-bottom: -0.5rem; }
.applyform-section-tag::before { content: ""; width: 22px; height: 2px; border-radius: 2px; background: var(--aqua); }
.applyform-input[type="date"] { font-family: inherit; color: var(--ink); }
.applyform-input[type="date"]::-webkit-calendar-picker-indicator { cursor: pointer; opacity: 0.55; transition: opacity 0.15s ease; }
.applyform-input[type="date"]:hover::-webkit-calendar-picker-indicator { opacity: 1; }
.applyform-toggle { display: inline-flex; align-items: center; gap: 0.6rem; font-size: 0.95rem; color: var(--muted); cursor: pointer; user-select: none; margin-top: 0.25rem; }
.applyform-toggle input { position: absolute; opacity: 0; pointer-events: none; }
.applyform-toggle-box { width: 20px; height: 20px; border-radius: 6px; border: 1.5px solid var(--line-strong); background: #fff; display: inline-flex; align-items: center; justify-content: center; color: transparent; font-size: 0.85rem; font-weight: 700; transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease; flex-shrink: 0; }
.applyform-toggle:has(input:checked) .applyform-toggle-box { background: var(--indigo); border-color: var(--indigo); color: #fff; }
.applyform-toggle:has(input:checked) .applyform-toggle-box::before { content: "\2713"; }
.applyform-dropzone { position: relative; display: flex; align-items: center; gap: 1.1rem; background: #fff; border: 1.5px dashed var(--line-strong); border-radius: var(--radius-sm); padding: 1.4rem 1.4rem; cursor: pointer; transition: border-color 0.15s ease, background 0.15s ease, box-shadow 0.15s ease, transform 0.15s ease; }
.applyform-dropzone:hover { border-color: var(--aqua); background: var(--aqua-soft); }
.applyform-dropzone.is-dragging { border-color: var(--indigo); border-style: solid; background: var(--aqua-soft); box-shadow: 0 0 0 4px rgba(var(--shadow-rgb), 0.08); transform: translateY(-1px); }
.applyform-dropzone.has-files { border-style: solid; border-color: var(--line-strong); }
.applyform-dropzone input[type="file"] { position: absolute; inset: 0; width: 100%; height: 100%; opacity: 0; cursor: pointer; }
.applyform-dropzone-icon { width: 44px; height: 44px; flex-shrink: 0; border-radius: 12px; background: linear-gradient(135deg, var(--indigo) 0%, var(--indigo-soft) 100%); color: #fff; display: inline-flex; align-items: center; justify-content: center; }
.applyform-dropzone-text { flex: 1; display: flex; flex-direction: column; gap: 0.2rem; font-size: 0.98rem; color: var(--ink); line-height: 1.5; }
.applyform-dropzone-text strong { font-weight: 600; }
.applyform-dropzone-hint { font-size: 0.84rem; color: var(--muted); font-weight: 500; }
.applyform-filelist { list-style: none; margin: 0.85rem 0 0; padding: 0; display: grid; gap: 0.55rem; }
.applyform-filelist-item { display: flex; align-items: center; gap: 0.7rem; background: #ecfaf4; border: 1px solid #bfe7d6; border-radius: var(--radius-sm); padding: 0.7rem 0.9rem; font-size: 0.95rem; color: var(--ink); animation: applyFilePop 0.25s cubic-bezier(0.2, 1.2, 0.4, 1); }
@keyframes applyFilePop { from { opacity: 0; transform: translateY(-4px); } to { opacity: 1; transform: translateY(0); } }
.applyform-filelist-icon { display: inline-flex; align-items: center; justify-content: center; width: 28px; height: 28px; flex-shrink: 0; border-radius: 7px; background: var(--success); color: #fff; }
.applyform-filelist-name { flex: 1; min-width: 0; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; font-weight: 500; }
.applyform-filelist-size { font-size: 0.84rem; color: var(--muted); font-variant-numeric: tabular-nums; white-space: nowrap; }
.applyform-filelist-remove { appearance: none; border: none; background: transparent; color: var(--muted); font-size: 1.4rem; line-height: 1; cursor: pointer; padding: 0 0.25rem; border-radius: 6px; transition: color 0.15s ease, background 0.15s ease; }
.applyform-filelist-remove:hover { color: #c0392b; background: rgba(192, 57, 43, 0.08); }
.applyform-legal { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 1rem 1.1rem; font-size: 0.93rem; line-height: 1.55; color: var(--muted); max-height: 180px; overflow-y: auto; }
.applyform-privacy { display: flex; gap: 0.65rem; align-items: flex-start; background: var(--aqua-soft); border: 1px solid var(--line-strong); border-radius: var(--radius-sm); padding: 0.75rem 0.95rem; font-size: 0.88rem; color: var(--muted); line-height: 1.5; }
.applyform-privacy::before { content: ""; width: 18px; height: 18px; flex-shrink: 0; margin-top: 1px; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232e2a6e' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='11' width='18' height='11' rx='2' ry='2'%3E%3C/rect%3E%3Cpath d='M7 11V7a5 5 0 0 1 10 0v4'%3E%3C/path%3E%3C/svg%3E"); background-repeat: no-repeat; background-size: contain; }
.apply-trust { margin-top: 2.75rem; display: grid; gap: 1.1rem; grid-template-columns: 1fr; }
@media (min-width: 640px) { .apply-trust { grid-template-columns: 1fr 1fr; } }
@media (min-width: 980px) { .apply-trust { grid-template-columns: repeat(4, 1fr); gap: 1.25rem; } }
.apply-trust-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.4rem 1.3rem 1.5rem; transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease; }
.apply-trust-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-sm); border-color: transparent; }
.apply-trust-card .card-tag { margin-bottom: 0.5rem; }
.apply-trust-card h3 { margin: 0 0 0.5rem; font-size: 1.05rem; }
.apply-trust-card p { color: var(--muted); margin: 0; font-size: 0.92rem; line-height: 1.55; }
.faq dl { margin: 0; }
.faq dt { font-weight: 700; font-size: 1.02rem; color: var(--ink); margin-top: 1.5rem; }
.faq dt:first-child { margin-top: 0; }
.faq dd { margin: 0.4rem 0 0; color: var(--muted); font-size: 0.98rem; line-height: 1.65; }
/* apply.html dark CTA banner (kept only for the application page) */
.cta-banner { position: relative; background: radial-gradient(620px 360px at 88% 0%, rgba(51, 212, 228, 0.22), transparent 65%), linear-gradient(135deg, var(--indigo-deep) 0%, var(--indigo) 100%); color: #fff; }
.cta-banner-inner { max-width: var(--max); margin: 0 auto; padding: 4.5rem 1.5rem; display: grid; gap: 2rem; align-items: center; }
@media (min-width: 800px) { .cta-banner-inner { grid-template-columns: 1.4fr 1fr; gap: 3rem; } }
.cta-banner h2 { color: #fff; margin: 0 0 0.85rem; font-size: clamp(1.8rem, 3.5vw, 2.4rem); }
.cta-banner p { color: rgba(255, 255, 255, 0.82); margin: 0; font-size: 1.08rem; }
.cta-banner .eyebrow { color: var(--aqua-bright); }
.cta-banner-actions { display: flex; flex-wrap: wrap; gap: 0.85rem; }
@media (min-width: 800px) { .cta-banner-actions { justify-content: flex-end; } }

/* ---------- Footer ---------- */

.site-footer { background: var(--indigo-deep); color: rgba(255, 255, 255, 0.75); padding: 4rem 1.5rem 2rem; }
.footer-inner { max-width: var(--max); margin: 0 auto; display: grid; gap: 2.5rem; }
@media (min-width: 800px) { .footer-inner { grid-template-columns: 1.4fr 1fr 1fr 1fr; } }
.footer-brand p { margin: 0.5rem 0 0; color: rgba(255, 255, 255, 0.62); font-size: 0.95rem; max-width: 38ch; }
.footer-brand .logo, .footer-brand .logo-sub { color: #fff; }
.footer-col h4 { font-family: var(--sans); font-weight: 700; font-size: 0.78rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--aqua-bright); margin: 0 0 1rem; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.55rem; }
.footer-col a { color: rgba(255, 255, 255, 0.78); text-decoration: none; font-size: 0.95rem; }
.footer-col a:hover { color: var(--aqua-bright); }
.footer-bottom { max-width: var(--max); margin: 3rem auto 0; padding-top: 2rem; border-top: 1px solid rgba(255, 255, 255, 0.12); display: flex; flex-wrap: wrap; justify-content: space-between; gap: 1rem; font-size: 0.85rem; color: rgba(255, 255, 255, 0.55); }